在企业发展过程中，您可能需要资金来购买新原料、新设备，或投资于新技术。可考虑多种融资来源，例如商业贷款、分期付款购置或政府补助。

Funding might be required at some stage to purchase new materials, or new equipment or to invest in new technology. Various funding sources can be considered including business loans, hire purchase or government grants.

资金來源

银行：提供贷款与透支额度
金融公司：提供分期付款购置与租赁服务
供应商信用协议：通过与供应商协商信用条件以延后付款

Funding sources

Banks (loans, overdrafts)
Finance companies (hire purchase, leases)
Credit arrangements with suppliers

其他资金来源

除了银行以外，还有其他可行的资金来源。可考虑申请以下三个层级的政府补助：

联邦政府
州政府
地方政府

针对企业与行业发展的补助计划也相当普遍。地方政府的补助多以社区为主，通常提供给非营利组织，金额也相对较小。目前在小型企业补助方面，州政府的支持最为积极。未来您也可考虑引入天使投资人（或称种子投资人）、创投资金，或与商业银行合作。

Other sources

There are other sources beyond the bank. Consider applying for relevant government grants at all three levels:

federal
state
local government

Business and industry grants are also common. Local government grants are mostly community based - usually for non-profit organisations and usually smaller amounts. Currently, for small business, the state government is the most active. Down the track maybe consider an angel investor, venture capitalist, or a commercial bank.