合約、執照與協議

作為企業主，您必須了解自身的法律權利與義務，並明確知道何時應尋求專業法律諮詢。若忽視這些事項，您的企業可能面臨嚴重後果，例如訴訟、罰款、業務停擺甚至被迫關閉。

相關的法律要求不僅能保護您的企業與客戶，還能帶來其他好處。例如，稅法要求準確的紀錄保存，這不僅符合法規，還有助於減少損失並管理現金流。

常見的商業合約與協議類型包括：

企業買賣合約
特許經營協議
廠房與設備購置或維修合約
廣告合約
經銷權協議
供應合約
服務合約
貸款/融資合約
與客戶及承包商之間的協議

Contracts, licences, and agreements

You need to understand your legal rights and responsibilities as a business owner and know when to seek professional advice. If you don't, your business can experience serious problems, such as legal action, fines, business suspension and closures.

Various legal requirements that will protect your business and customers may apply, but they can also provide other benefits—for example, accurate record keeping is a requirement under tax laws and it helps you to minimise losses and manage your cash flow.

Common types of contracts and agreements in business include:

Business purchase or sale contract
Franchise agreement
Plant and equipment purchase or maintenance
Advertising contracts
Distribution rights
Supply contracts
Service contracts
Loan/finance contracts
Agreements with customers and contractors

租賃合約

在簽署租賃合約之前，您必須確信自己完全理解並能履行其中的所有條款與條件。如果您的企業在租賃場所經營，請務必熟悉以下相關條款與事項：

租賃條款與條件
租期選項與到期日期
租約轉讓或移轉規定
允許用途範圍與限制
地點、分區用途與不動產說明
搬遷或拆除條款
維修與保養責任歸屬
營業時間要求
政府及都市規劃相關法規

Leases

Before you sign a lease, you need to be confident that you understand and can meet all the terms and conditions. If your business operates from leased premises, ensure you are familiar with all the terms and conditions in relation to:

Lease terms and conditions
Term options and expiry dates
Assignment or transfer of lease
Permitted use and restriction
Location/zoning/real property description
Relocation or demolition clause
Responsibility for repairs and maintenance
Trading hour requirements
Government and town planning regulations

保險

不要等到需要理賠時才檢視您的產品披露聲明 (PDS)。請務必親自閱讀，或委託專業人士審閱，以確保了解保險涵蓋的範圍。隨時留意產品披露聲明的更新或變更內容。保險政策的承保範圍可能包括：

火災與竊盜保險
公共責任保險
車輛保險
死亡與傷殘保障
合夥人與關鍵人員保險
專業賠償責任保險
運輸中貨物保險
收入保障保險
租戶保險

Insurance

Don't wait for a claim before examining your product disclosure statements (PDS). Read them, or pay someone else to read them, and be sure of what you are covered for. Keep up to date on any changes to your PDS. Insurance policies may include cover for:

Fire and theft
Public liability
Motor vehicles
Death and disability
Partner and key person
Professional indemnity
Goods in transit
Income protection
Tenants